Legal and Insurance Articles

6 Posts
Disaster Recovery

Disaster Recovery

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Posted by: SBOCTeam, May 9, 2008

Don't be catch unprepared for the worst case scenario

By Chris Freeburn

A small business's survival can mean more than weathering the economy's ups and downs, or attracting consumer interest. Sometimes it means recovering from disaster. That disaster can come in the form of a fire that rips through your office, or the building housing it, a flood that soaks the business district in which your company is located, or a tornado or hurricane that batters your city. Such ca...

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ARE YOU COVERED?

ARE YOU COVERED?

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Posted by: SBOCTeam, Jan 22, 2008

Too many small business owners fail to purchase business insurance or do so without knowing the details of their coverage

Choosing the right insurance to protect your business from potential disaster should rank alongside selecting a location or buying office equipment as among the most critical decisions a business owner has to make. Unfortunately, too many small business owners are so intimidated by the prospect of having to wade through complicated insurance offers, covera...

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Love Your Lawyer

Love Your Lawyer

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Posted by: SBOCTeam, Jan 2, 2008

Be sure you understand the critical role of a business attorney to your company's success

It's hardly a secret that some people dislike lawyers. It's also no secret that many of the same people end up hiring lawyers when things don't go their way. Small business owners are no exception. Hiring a lawyer means spending money, for one thing, and most businesspeople would much rather forgo any expense they consider unnecessary. Lawyers also tend to bill by the hour, which can som...

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Thinking about Inc-ing?

Thinking about Inc-ing?

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Posted by: SBOCTeam, Dec 19, 2007

The new year is a good time to take another look at your business's formal structure

As the new year arrives many entrepreneurs find themselves wondering if their small business structure is the right one, both fiscally and strategically. So, to help you decide whether or not your company is ready to take the next step in terms of incorporation, we've prepared a quick primer on three popular business organizational structures.

Limited Liability Company (LLC)
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Nothing But Coverage

Nothing But Coverage

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Posted by: SBOCTeam, Oct 19, 2007

With costs rising in every category, insurance again tops the list of small-business woes.
By Reed Richardson

But carriers and small businesses can lessen the pain by getting creative. When Benjamin Franklin said, "In this world, nothing is certain but death and taxes," he obviously wasn't thinking about running a small business. If he had, insurance would have been right up there.

Many small-business owners treat insurance as a necessary evil, the annual...

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Controlling Worker’s Comp

Controlling Worker’s Comp

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Posted by: SBOCTeam, Jul 29, 2007

Consulting with a professional to improve workplace safety can keep worker’s comp costs to a minimum
By Chris Freeburn

Mention the term “worker’s compensation,” and a shudder runs up the spine of many small business owners. Between the ever-increasing premiums and the indirect costs due to lost time and decreased productivity, expenses associated with worker’s compensation claims can now have a major impact on almost any small business&rsqu...

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